Injury & Insurance

ANUFC Non-Members are insured for the first three weeks of their participation under the ANU Sport ‘Come and Try’ policy. Non-members will be uninsured thereafter. ANUFC members are insured under both ANU Sport’s and Capital Football’s insurance policies.

ANU Sport Coverage

How to Make a Claim

The injured player’s coach/manager needs to send an ANU Sport incident report form to Paul Hooper [email protected] detailing the incident. The club will then receive a confirmation email from ANU Sport that the report was received, with an acknowledgement that it occurred during and ANUSRA sanctioned activity, and next steps.

The injured individual then needs to send a claim to Paul Hooper [email protected] for first review:

  1. Claim form
  2. All medical invoices/receipts and medical report
  3. Any out-of-pocket expenses

ANU Sport will then forward the claim to the University Insurance Office on your behalf. The University Insurance Office handles these claims and is the liaison point with Chubb Insurance as it is the ANU group policy that ANU Sport is covered by.

What is included in the Claim?

The claim will be with the ANU’s Group Personal Accident and Sickness, policy number 01P0528644. The policy wording is available here.

  • This policy includes coverage for medical expenses that do not attract a Medical rebate
  • If an expense is claimable through medicare, and there is a gap left over, Chubb Insurance will not cover that gap due to government legislation.
  • You have up to 12 months from the date of injury to lodge a claim
  • The cover for non-Medicare medical expenses is 100% of expenses (after private health insurance benefit) incurred to a maximum of $20,000. 
  • Non-Medical Medicare Expenses include Private Hospital Accommodation, Ambulance Transport Cost, Physiotherapy, Chiropractic, Dental Services, Orthotics, Splints and Prosthesis
  • An international student will usually not be eligible for Medicare, so they would claim through their overseas health cover first, and thereafter lodge the gap with Chubb to be assessed.
  • There is a seperate heading called out of pocket expenses, which carries a maximum limit of $5,000. This includes expenses like medical aids, local transportation for purposes of seeking medical treatment and other non-medical equipment.
  • Should any further medical expenses which are not claimable with Medicare, or not fully covered by a private health insurer be incurred, please forward these accounts (with the Health Fund Benefit Statement where applicable) for further consideration.

Capital Football

How to Make a Claim

The FFA in conjunction with Gow Gates have arranged national insurance coverage for all their affiliated Associations, Clubs, Officials and Players. Gow Gates offers Capital Football and its members an online tool to access important information about the Insurance Program.

All claims need to be submitted online via the Sports Claims Portal. To find the portal appropriate to you and your Club: 

  1. Visit the Gow-Gates Football Insurance Websit
  2. Select your relevant Association 
  3. Navigate to the ‘Claims’ section and follow the link to lodge your claim online 
  4. Register an Account for the Sports Claims Portal 

The standard documentation you will be required to upload during the claims portal submission are:

  • Club Declaration (to be completed and signed by an Authorised Representative of the Club e.g. President, Vice President, Secretary, Treasurer, Coach, Manager) 
  • Physician’s Report (to be completed by a GP, specialist, surgeon or dentist) 

If you are claiming for Loss of Income, in addition to the Club Declaration and Physician’s Report, you will also be required to upload:

  • Employment Statement (to be completed by your employer) 
  • Incapacity to Work Statement aka. Page 3 of the Physician’s Report (to be completed by a GP, specialist or surgeon) 

You will be prompted to download blank copies of the relevant documentation in Step 4 of the claims portal process. The claim submission is an 8 Step procedure and will save your progress as you complete each Step.

What is included in the Claim?

In respect to the Personal Accident coverage, the schedule of benefits should be considered as basic and entry level. Capital Football encourage all players and others covered by this policy to take out private health insurance. The coverage is similar in nature to the ANU Sport policy, with the following important differences:

  • The cover for non-Medicare medical expenses is 85% of expenses (after private health insurance benefit) incurred to a maximum of $2,500. 
  • There is a seperate heading called out of pocket expenses, which carries a maximum limit of $5,000. This includes expenses like medical aids, local transportation for purposes of seeking medical treatment and other non-medical equipment.
  • Loss of Income:
    • Income Earners: 85% of net income or $250 per week (whichever is the lesser) for 52 weeks. A 14 day excess applies. 
    • Non-Income Earners: Authorised domestic help up to $250 per week for 52 weeks. A 7 day excess applies. 
    • Full-Time Students: Authorised home tutor costs up to $250 per week for 52 weeks. A 7 day excess applies.

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